Conventional Loans
Traditional mortgages with competitive rates for qualified buyers with good credit and stable income.
- Down payment as low as 3%
- Fixed & adjustable rates
- 15 & 30-year terms
Home Loans & Mortgages
Make your dream home a reality with Blue Mountain Loan. We offer competitive mortgage rates, flexible terms, and expert guidance through every step of the home buying process.
Get Pre-Approved →5.25%Starting APR
$2MMax Loan
30 yrsMax Term
Loan Options
Choose Your Home Loan Type
We offer a variety of mortgage options to fit your unique situation
FHA Loans
Government-backed loans ideal for first-time buyers or those with lower credit scores.
- 3.5% minimum down payment
- Credit scores from 580
- Gift funds allowed
VA Loans
Exclusive benefits for veterans, active military, and eligible surviving spouses.
- No down payment required
- No PMI ever
- Competitive rates
The Process
Your Home Buying Journey
We make the mortgage process simple and stress-free
1
Pre-Approval
Get pre-approved online in minutes
2
House Hunting
Shop with confidence knowing your budget
3
Application
Complete your full loan application
4
Processing
We handle underwriting & appraisal
5
Closing
Sign documents & get your keys!
Ready to Buy Your Dream Home?
Get pre-approved today and start your home buying journey with Blue Mountain Loan
Get Pre-Approved →