Welcome to Blue Mountain Loan USA. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.
1. Acceptance of Terms
By accessing our website at bluemountainloanusa-247.com or applying for any of our loan products, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
2. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be a U.S. citizen or permanent resident
- Have a valid Social Security number
- Have a valid bank account
- Meet our credit and income requirements
3. Loan Products
Blue Mountain Loan offers various loan products including personal loans, home loans, auto loans, and business loans. Each loan product has specific terms, conditions, interest rates, and fees that will be disclosed to you during the application process.
Loan approval is subject to credit evaluation and other factors. We reserve the right to decline any loan application at our sole discretion.
4. Interest Rates and Fees
Interest rates range from 4.99% to 35.99% APR depending on the loan product, loan amount, loan term, and your creditworthiness. All rates and fees will be clearly disclosed before you sign any loan agreement.
5. Repayment
You agree to repay your loan according to the terms specified in your loan agreement. This includes making timely payments of principal and interest. Late payments may result in late fees and may be reported to credit bureaus.
6. User Responsibilities
You agree to:
- Provide accurate and complete information in your application
- Notify us of any changes to your contact information
- Not use our services for any unlawful purpose
- Keep your account credentials confidential
7. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Blue Mountain Loan USA and is protected by copyright and trademark laws.
8. Limitation of Liability
Blue Mountain Loan USA shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.
9. Dispute Resolution
Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website. Your continued use of our services constitutes acceptance of the modified Terms.
12. Contact Information
For questions about these Terms, please contact us:
Blue Mountain Loan USA
1250 Financial District Boulevard, Suite 500
Denver, CO 80202
Email: legal@bluemountainloanusa-247.com
Phone: 1-800-555-0199